Does BetterHelp Take Insurance? (BIG NEWS FOR 2025/6)
BetterHelp accepts insurance in 11 states through partnerships with major national carriers. Coverage varies by plan and provider. BetterHelp plans to expand insurance coverage nationwide by 2026.
To check if you can use your insurance, go through their sign-up process. If you are eligible the quiz will ask for your insurance details and match you with an in-network provider. There is no obligation to sign-up if you are not covered.
What Discounts Are Available for BetterHelp?
You can get 20 percent off your first month by clicking the link below:
How Much Is BetterHelp Without Insurance?
BetterHelp bills every 4 weeks and costs $65-$100 per week, prior to any offers, discounts, or financial aid. Your exact cost will depend on several factors such as where you live. To see you actual cost, follow the sign-up quiz (there is no obligation to join).
PRO TIP
BetterHelp offers income-based financial aid. If you qualify for financial aid, it can reduce your cost significantly.
To apply for financial aid, follow this link. When you enter your payment details, look for the “Apply for Financial Aid” link and click it. Next, answer a few questions about your income and ability to pay.
Any discount you receive is instant and based on a good-faith representation of your finances.
Note that you get the most value out of your BetterHelp subscription if you get weekly video sessions (which is our recommended way of using BetterHelp).
Is BetterHelp FSA Eligible?
BetterHelp is an eligible FSA (flexible spending account) expense.
Flexible spending accounts are special accounts offered by some employers that can help you save on healthcare expenses. You decide how much money to set aside and that money is deducted from your paycheck and put into your FSA without any taxes taken from it.
If you believe you may benefit from an FSA, you can ask your employer if they offer one.
Is BetterHelp HSA Eligible?
BetterHelp is an eligible HSA (health savings account) expense. Health savings accounts are similar to flexible spending accounts. You put income into them and withdraw it for eligible healthcare expenses without paying any taxes on it (though you are subject to taxes and fees if you withdraw income from your HSA to pay for anything other than healthcare expenses).
It is possible to have an HSA even if your employer does not offer one. Whether you qualify depends on whether you have an HSA-eligible health insurance plan. If you believe you may benefit from an HSA, you can check with your insurance plan to see if you’re eligible for one.
Other Frequently Asked Questions
Is BetterHelp in-network?
BetterHelp is rolling our increasing coverage. To check if you can use your insurance, go through their sign-up process. If you are eligible the quiz will ask for your insurance details and match you with an in-network provider. There is no obligation to sign-up if you are not covered.
However, BetterHelp may still be an affordable way to access therapy, as it typically offers lower rates for weekly sessions than you’d pay out of pocket to see an out-of-network therapist.
Does BetterHelp take Kaiser?
BetterHelp is rolling our increasing coverage. To check if you can use your insurance, go through their sign-up process. If you are eligible the quiz will ask for your insurance details and match you with an in-network provider. There is no obligation to sign-up if you are not covered.
However, BetterHelp may still be an affordable way to access therapy, as it typically offers lower rates for weekly sessions than you’d pay out of pocket to see an out-of-network therapist.
Does BetterHelp take Cigna?
BetterHelp is rolling our increasing coverage. To check if you can use your insurance, go through their sign-up process. If you are eligible the quiz will ask for your insurance details and match you with an in-network provider. There is no obligation to sign-up if you are not covered.
However, BetterHelp may still be an affordable way to access therapy, as it typically offers lower rates for weekly sessions than you’d pay out of pocket to see an out-of-network therapist.
Does BetterHelp take Aetna?
BetterHelp is rolling our increasing coverage. To check if you can use your insurance, go through their sign-up process. If you are eligible the quiz will ask for your insurance details and match you with an in-network provider. There is no obligation to sign-up if you are not covered.
However, BetterHelp may still be an affordable way to access therapy, as it typically offers lower rates for weekly sessions than you’d pay out of pocket to see an out-of-network therapist.
Does BetterHelp take Tricare?
BetterHelp doesn’t accept Tricare. However, BetterHelp does offer income-based financial aid. If you qualify for Medicaid based on your income, you probably also qualify for financial aid through BetterHelp. You can apply for financial aid when you sign up.
Does BetterHelp accept Medicaid?
BetterHelp doesn’t accept Medicaid. However, BetterHelp does offer income-based financial aid. If you qualify for Medicaid based on your income, you probably also qualify for financial aid through BetterHelp. You can apply for financial aid when you sign up.
Does BetterHelp accept Medicare?
BetterHelp doesn’t accept Medicare or Medicaid or any other government health plans. They do offer income-based financial aid, though. If you think you might qualify, you can apply during sign-up. Even if you don’t, it can be worth comparing the convenience and quality of match between therapists covered by Medicare and therapists you could see on BetterHelp.
Does BetterHelp take medical insurance?
BetterHelp is rolling our increasing coverage. To check if you can use your insurance, go through their sign-up process. If you are eligible the quiz will ask for your insurance details and match you with an in-network provider. There is no obligation to sign-up if you are not covered.
However, BetterHelp may still be an affordable way to access therapy, as it typically offers lower rates for weekly sessions than you’d pay out of pocket to see an out-of-network therapist.
Is BetterHelp free with insurance?
Coverage varies based on plan, provider, and therapist availability, but many members in eligible states can now access therapy through BetterHelp using in-network benefits. The average co-pay is $19, with many members who are eligible seeing as low as $0 co-pays.
BetterHelp is rolling our increasing coverage. To check if you can use your insurance, go through their sign-up process. If you are eligible the quiz will ask for your insurance details and match you with an in-network provider. There is no obligation to sign-up if you are not covered.
Does BetterHelp require insurance?
No, you are not required to use insurance to sign-up with BetterHelp.
BetterHelp is rolling our increasing coverage. To check if you can use your insurance, go through their sign-up process. If you are eligible the quiz will ask for your insurance details and match you with an in-network provider. There is no obligation to sign-up if you are not covered.